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How do I contact The Credit Guru for more information?
You can contact us via phone, email, or by visiting our office. Our contact details are available on our website.
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What happens if I miss a loan payment?
Missing a loan payment can result in late fees, a negative impact on your credit score, and potential legal action if not addressed. It's important to contact us immediately if you anticipate any payment issues.
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Can I prepay my loan?
Yes, you can prepay your loan. However, prepayment terms and conditions, including any potential fees, vary depending on the loan agreement. Please review your loan agreement or contact us for details.
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How do I repay my loan?
Loans can be repaid through monthly EMIs (Equated Monthly Installments), which can be paid via online banking, auto-debit, or other convenient methods provided by The Credit Guru.
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What interest rates does The Credit Guru offer?
Interest rates vary based on the type of loan, the loan amount, and the borrower’s credit profile. Contact us for specific rate information.
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How do I choose between a secured and unsecured loan?
Consider factors like the amount needed, interest rates, loan tenure, and your ability to provide collateral when choosing between secured and unsecured loans.
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What are the benefits of a property loan?
Property loans usually have lower interest rates than unsecured loans, higher loan amounts, and longer repayment terms.
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What is the difference between a secured loan and an unsecured loan?
A secured loan requires collateral, such as property or other assets, while an unsecured loan does not require any collateral.
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How is a personal loan different from a secured loan?
A personal loan is unsecured and does not require collateral, while a secured loan is backed by an asset, reducing the risk for lenders and potentially lowering interest rates.
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Who is eligible for a business loan?
Eligibility for a business loan typically depends on factors such as the business’s financial health, credit history, revenue, and time in operation.
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What documents are required for a home loan?
Required documents typically include proof of identity, proof of address, income proof, property documents, and bank statements.
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How can I apply for a car loan?
You can apply for a car loan by visiting our website, filling out an online application form, or contacting our customer service team for assistance.
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What is a car loan?
A car loan is a personal loan to purchase a car, where the vehicle itself serves as collateral until the loan is repaid.
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What services does The Credit Guru offer?
The Credit Guru offers car loans, home loans, personal loans, business loans, property loans, secured loans, and unsecured loans.
